“Never loan family money under any circumstance. Never loan friends money under any circumstance. If you have the money and you think they need it and you want to give it to them, give it to them.”

“Never give cash. If you're going to give, give appreciated stock to what's called a donor advised fund”

“You can name accounts like my travel or like, you know, charitable giving money for the kids or money for the grandkids”

“Setting up dedicated accounts, you give yourself permission in the future to spend the money on what you said that money was supposed to be for”

“We like to help families build these tax diversification strategies where you have some money taxable, some tax deferred, and obviously tax-free.”