She's On The Money · She Chose Europe Over a House Deposit. Now She's Questioning Everything.
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Plans to make annual indexation payments on her $74,000 HEX debt and top-up if government contributions aren’t enough
$74,000
“It's a simple formula. And what it is, is it calculates a ratio, a number that takes your net operating income divided by your total annual debt service, your debt payments, and it gives you a number that can be used to compare.”
“If you use the $20,000 to make a concessional contribution… net tax saving of about $3,400”
“If there aren't people using the service, the airlines work out... no subsidies from the government in Victoria to keep these routes running.”
“Debt recycling… $500,000 non-deductible mortgage, got 50K in savings… split it… now $450,000 and $50,000 and then go invest the 50K into shares… now you have $450,000 non-deductible debt and 50,000 tax deductible debt”
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