“Automatic enrollment is great… if people don't have the high enough default deferral, if they don't have auto escalation, and if it's easy to pull out… tying together automatic enrollment, high default deferrals, locking up the money…”

“He said that automatic enrollment into retirement savings plans leverages the power of defaults and inertia, so people are more likely to stay enrolled.”

“He said automatic enrollment into retirement savings plans works because of the power of inertia and defaults; kids should be auto-enrolled.”

“We built this on top of a government survey, the Survey of Consumer Finances… we incorporate people's wages, savings, job changes… long-term care… produce a distribution of outcomes on retirement income adequacy.”

“Automate transference to a high interest savings account until you hit three to six months of emergency funds. In my case, ideally 12 months of income.”