“They created the Smart Bundle for Ramsey fans, which includes a high-yield savings account and no monthly fee checking… you can have 10 different high-yield savings accounts for different goals.”

“They have 10 different high-yield savings accounts ... no-monthly-fee checking ... custom debit card ... reminds you about goals.”

“They built the smart bundle specifically for Ramsey listeners, not for everybody else. It includes up to 10 high yield savings accounts”

“Different sub-accounts under the same loan facility, each with its own statement and balance… loan contamination… ATO can disallow deductions”

“Open a separate savings account, name it after your college or your exam, and set up an automatic transfer every payday that roughly matches what you'll need across the year”