“Figure out what your retirement number is ... look at some of these ASFA, Comfortable Retirement Superbalances and use that as your starting point”
TC
Tahli Cavagnino
Australian Retirement Podcast ·
Robert Brokamp · Rule Breaker Investing · Financial Horror Stories, Vol. 5: The All-Monster Edition
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assume retirement portfolio return no higher than 8% and personally use a 6% return assumption when running retirement numbers
8%, 6%
“Figure out what your retirement number is ... look at some of these ASFA, Comfortable Retirement Superbalances and use that as your starting point”
“We have a long-term-care framework ... based on the health and retirement study ... we simulate needing care and use cost assumptions”
“For a perpetual portfolio, you need $3 million of investment assets in today's dollars... I've assumed a real return of 4.15% (3.5% income and 4% capital growth)”
“I have set to reinvest back into that portfolio because I want it to continually grow… when I get to retirement… every dollar it makes is going to come to me as my income”
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