“We use $200,000 to pay down the home loan… then we take out a $200,000 loan and use that to invest… that $200,000 loan becomes tax deductible”
AG
Aidan Gullman
Financial Autonomy ·
“‘if I repay $50,000 off my home loan, I go to the bank and can have a separate loan for $50,000… debt recycling’”
Stuart Weems · The Money Puzzle · Investing in your home versus building a share portfolio
Play from 19:28
19:28
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What was described
recommended “debt recycling”: repay part of the home loan, then take a separate loan against the released equity to invest in shares
Said nearby on the same subject
“Loan split… $500,000 non-deductible home loan… put $100,000 into the loan, split it into $400,000 or $100,000 and then go invest $100,000 in shares”
PN
Pat Noll
Equity Mates Investing Podcast ·
“…you can get your CGT benefits, you can get your first home buyer benefits… then you can debt recycle and invest from there.”
PN
Pat Noll
Equity Mates Investing Podcast ·
“Someone who chooses interest-only on the investment split usually maximises the deductible interest and directs all surplus… towards a non-deductible home loan”
AG
Aidan Gullman
Financial Autonomy ·
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