“When you move to an allocated pension… earnings become tax-free, withdrawals become tax-free… you can re-contribute it to super”

Matt Ingram · Equity Mates Investing Podcast · Ask an Adviser: Debt recycling, super & investing for kids - Community mailbag with Matt Ingram

Play from 31:14
31:14

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What was described

advised moving from accumulation phase to an allocated pension at age 60 to make earnings and withdrawals tax-free

Said nearby on the same subject

“Around 27% of people that did actually take tax-free cash from their pensions now regret it.”
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Said on Which?
Hard number 27% Share this moment
“If you got between zero and seven seconds, your biological age ... 60 to 80. Seven to 15 seconds ... 40 to 60. Beyond 15 seconds ... age 20 to 40.”
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Said on On the Media
How they work 0-7 sec = age 60-80; 7-15 sec = age 40-60; 15-30 sec = age 20-40 Share this moment
“If you look at some of the larger, I would say more sophisticated pension plans, particularly those in Canada, they may have an allocation up to 20% to infrastructure, where we typically in Australia would probably target more like five.”
WR
Warren Robertson
Equity Mates Investing Podcast ·
Why it worked 5%, 20% Share this moment
“If you got someone that's looking to help their child get on a property ladder and it's likely to come from the pension tax free cash… you could do that now and… advance what you might have put in place.”
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