“That's where you generally want your high growth potential, but tax efficient. So maybe if you own any stock index funds, things of that nature to benefit from the long-term capital gains. Tax deferred accounts, that's usually less tax efficient, but maybe lower return potential”

“You can limit how much of your returns you lose at taxes through the art of what's called asset location, which is deciding which investments should go in which types of accounts.”

“On the first of every month, $1,500 moves automatically from her transaction account into an investment account and buys the index fund.”

“He explained… that your asset allocation accounts for 90% of your investment success returns”

“We have a free guide to help you work through what assets should go where... You can download that for free at affordanything.com slash asset location.”