“Building an emergency fund. Probably nine out of 10 people that I actually meet as clients don't have an adequate emergency fund. Six month emergency fund”

“Automate transference to a high interest savings account until you hit three to six months of emergency funds. In my case, ideally 12 months of income.”

“You could build new brain cells at any age… there is no neuroplasticity before the 90s… a healthy brain at any age could grow new brain cells”

“Never give cash. If you're going to give, give appreciated stock to what's called a donor advised fund”

“We did some modelling for clients recently who were pursuing a financial independence goal. We found that if they wanted to achieve their goal without needing to sell down any investments, they could both cease work at age 55.”