“The annual cap on this before tax contributions currently sits at around $32,500 a year. And if you haven't used your full cap in previous years, you can often carry forward the unused amount for up to five years”

Dev Raga · Dev Raga Personal Finance · 641 I got an intern job for 2027, now what?

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What was described

make voluntary concessional super contributions up to the annual cap and carry forward any unused cap for up to five years

$32,500 annual cap, up to five years carry-forward

Said nearby on the same subject

“Annual net spending target… would cap how much spending can grow each year… if you overspend… you can make it up in the next year.”
♫
Said on Grattan Institute
Why it worked Share this moment
“Cap rates are only now about a percent above the... 10-year government bond rate... yields 6%, 6.5%... cap rates should really be between 8% to 10%”
SW
Stuart Weems
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Contrarian take government bond ~5%, commercial yields 6-6.5% (only 1% above), ideal 8… Share this moment
“If you're weighing up whether to contribute an extra $1,000 into super each year, it's probably not going to move the dial. I don't think you'd go and get financial advice for that”
SW
Stuart Weems
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Contrarian take $1,000 Share this moment
“I never underwrite to a lower cap rate… if cap rates increase, you totally miss your mark.”
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Frank Patilano
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Contrarian take Share this moment

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