“Annual net spending target… would cap how much spending can grow each year… if you overspend… you can make it up in the next year.”
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Said on Grattan Institute
Dev Raga · Dev Raga Personal Finance · 641 I got an intern job for 2027, now what?
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make voluntary concessional super contributions up to the annual cap and carry forward any unused cap for up to five years
$32,500 annual cap, up to five years carry-forward
“Annual net spending target… would cap how much spending can grow each year… if you overspend… you can make it up in the next year.”
“Cap rates are only now about a percent above the... 10-year government bond rate... yields 6%, 6.5%... cap rates should really be between 8% to 10%”
“If you're weighing up whether to contribute an extra $1,000 into super each year, it's probably not going to move the dial. I don't think you'd go and get financial advice for that”
“I never underwrite to a lower cap rate… if cap rates increase, you totally miss your mark.”
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