Cody Garrett · ChooseFI | Financial Independence Podcast · 621 | The Math Says You're Fine. Why Don't You Feel Fine? | Cody Garrett
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sell an investment, transfer the proceeds to a bank account, withdraw physical cash, and spend it to create a real-world exposure to discomfort
“…on a monthly basis together, they might go through their spending or their investment accounts…two people…looking at the credit card statement…bank statement…investment accounts…”
“If they did nothing else, but set up another offset account or another bank account, and just transferred $640 a week to that account”
“We can create a retirement paycheck... they can actually receive more money every two weeks in their bank account than they did while working”
“If you're doing something like a spousal transfer for stamp duty purposes, or even a related party transfers such as selling to a trust, you may want a low valuation to reduce the amount of stamp duty payable.”
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