“‘if I’m paying 6.5% on my interest rate, I really need to earn a return in excess of 6.5% net of tax deductions’”

Stuart Weems · The Money Puzzle · Investing in your home versus building a share portfolio

Play from 17:52
17:52

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What was described

suggested borrowing at 6.5% interest and only investing in shares if expected net-of-tax return exceeds that rate

6.5% interest rate

Said nearby on the same subject

“Even if you only get a rate of return of around 7%, every dollar you invest is going to double in 10 years”
♫
Said on Tony Robbins Podcast Daily
Hard number 7% return → double in 10 years Share this moment
“If the rates are up 50%, we'll go interest only for five years. And basically hope in five years when the loan expires, rates will be back”
RB
Rob Buccini
The Macro Dirt Podcast ·
Pricing rates up 50%, interest only for five years Share this moment
“I just got an unconditional approval for a loan and signed loan docs on Saturday. It's a $6.5 million loan and it was split into two portions, one at 6.14% interest only investment and one at 6.34%. So we guarantee our rates at 6.1%.”
JH
Jack Henderson
Asset Rich with Jack Henderson ·
Why it worked $6.5 million; 6.14%; 6.34% Share this moment
“Someone who chooses interest-only on the investment split usually maximises the deductible interest and directs all surplus… towards a non-deductible home loan”
AG
Aidan Gullman
Financial Autonomy ·
How they work Share this moment

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