“And they essentially will underwrite your working capital for the first 18 months, two years until you get to cash flow positive, which in most of these cases is predominantly salary, right?”

“Started cash flowing positive, which was a new thing for me because this was my fourth business. Cash flowing positive within a month.”

“I literally started taking $4,000 a month in 27 or 2015 as my salary... up until the time I left, that was my salary for the better part of 12 years.”

“I’m typically pricing cash flows… the pricing exercise has been very similar… higher component of underwriting and qualitative assessment.”

“We had a ritual at P&G when I joined that came in at the entry-level position in marketing and you spent, I don't know, 12 to 18 months in that position.”