The Ramsey Show · You Don't Win With Money By Accident
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Explained present-value calculation for a $70,000 divorce settlement due in 4-5 years, suggesting a lump-sum offer of $40-45k today
$70,000 due in 4-5 years; $40-45k present-value estimate; discount rate 10%; $3-4k needed per month to reach target
“AMR sports of revenue growth of 27% and earnings growth of 106%, which are both really encouraging figures that suggest their growth is due to more than just a fairly narrow fashion trend”
“Why would you pay a divorce attorney hourly? They are incentivized to make sure your divorce gets drawn out.”
“When Ron Johnson was 24, he received a job offer for $120,000 a year. He turned it down… to take a job that paid only $40,000 per year.”
“I did like a $2,500 initial lump sum. And then it ended up being converted into a $1,500 a month retainer. Three years later, I still have him as a client.”
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