“Static rules … they don't work as well. … you need to start building around does this look like a person? … invest in behavioral baselines”
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Said on #AuditTuesday GRC Podcast
Retire Right Radio · Running Out of Money in Retirement
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replace the static 4% withdrawal rule with risk-based guardrails that adjust for inflation, market performance and spending needs
“Static rules … they don't work as well. … you need to start building around does this look like a person? … invest in behavioral baselines”
“The monthly rate… is exactly the same on the first month or… on the 50th month… as long as the scope doesn't change… we adjust for inflation only.”
“The best way to market my app, so what I tell people is there's a bunch of free ways, first of all, that you can market your apps. You don't need to spend money.”
“Having consistency and staying within your guardrails but still being active in the market, this is like differentiation time”
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