She's On The Money · She Chose Europe Over a House Deposit. Now She's Questioning Everything.
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Used superannuation account to pay for personal insurance premiums, leveraging employer contributions that exceed the 12% cap
“The annual cap on this before tax contributions currently sits at around $32,500 a year. And if you haven't used your full cap in previous years, you can often carry forward the unused amount for up to five years”
“You would use the notice of intent to claim on the form… total contributions 400,000… intend to claim as a personal deductible contribution, 10,000. …they’ll take $1,500.”
“We like step premiums because it gives us flexibility… there’s no point locking in a level premium for $3 million of life cover”
“If you now average across all states and localities, the kind of weighted population average minimum wage is around $12.13… a high barrier for many employers.”
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