“Go revalue your property, lock in that equity, get it on an interest only loan ... you can reset the interest only term after five years ... that locks in 10 years, a full decade, of access.”

Stuart Weems · Investopoly · Q&A- Sequence of returns risk retiring early: bridging to super

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What was described

Revalue property, lock in equity with an interest-only loan, and reset the interest-only term after five years to secure a decade of access

Said nearby on the same subject

“I like the idea of locking in equity positions ... I put, pay the loan back in to redraw, so that the balance is like $50, leave it on interest only.”
SW
Stuart Weems personal practice
Investopoly ·
How they work $500,000 facility; $50,000 interest-only balance Share this moment
“If the rates are up 50%, we'll go interest only for five years. And basically hope in five years when the loan expires, rates will be back”
RB
Rob Buccini
The Macro Dirt Podcast ·
Pricing rates up 50%, interest only for five years Share this moment
“I just got an unconditional approval for a loan and signed loan docs on Saturday. It's a $6.5 million loan and it was split into two portions, one at 6.14% interest only investment and one at 6.34%. So we guarantee our rates at 6.1%.”
JH
Jack Henderson
Asset Rich with Jack Henderson ·
Why it worked $6.5 million; 6.14%; 6.34% Share this moment
“Someone who chooses interest-only on the investment split usually maximises the deductible interest and directs all surplus… towards a non-deductible home loan”
AG
Aidan Gullman
Financial Autonomy ·
How they work Share this moment

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