“Verbatim

“I like the idea of locking in equity positions ... I put, pay the loan back in to redraw, so that the balance is like $50, leave it on interest only.”

Stuart Weems, personal practice · Investopoly · Q&A- Sequence of returns risk retiring early: bridging to super

Play from 8:48
8:48

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What was described

Set up a $500,000 undrawn loan facility, keep $50,000 on interest-only, and only draw if market crashes

$500,000 facility; $50,000 interest-only balance

Said nearby on the same subject

“If the rates are up 50%, we'll go interest only for five years. And basically hope in five years when the loan expires, rates will be back”
RB
Rob Buccini
The Macro Dirt Podcast ·
Pricing rates up 50%, interest only for five years Share this moment
“‘if I repay $50,000 off my home loan, I go to the bank and can have a separate loan for $50,000… debt recycling’”
SW
Stuart Weems
The Money Puzzle ·
Why it worked Share this moment
“Loan split… $500,000 non-deductible home loan… put $100,000 into the loan, split it into $400,000 or $100,000 and then go invest $100,000 in shares”
PN
Pat Noll
Equity Mates Investing Podcast ·
How they work $500,000 loan split into $400,000 non-deductible + $100,000 deductible Share this moment
“Offset account… loan limit minus what you've got in your offset account… $500,000 loan, $100,000 in savings… charged interest on $400,000”
PN
Pat Noll
Equity Mates Investing Podcast ·
How they work $500,000 loan, $100,000 in offset → interest charged on $400,000 Share this moment

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