“The maths in the 2025 financial year is about 13% of first home buyers used it… first home guarantee 5% scheme… it was like 35% last financial year”
Matt Ingram · Equity Mates Investing Podcast · Ask an Adviser: Debt recycling, super & investing for kids - Community mailbag with Matt Ingram
Play from 39:37
39:37
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What was described
Report usage rates of FHSS and First Home Guarantee schemes
13% of first home buyers used FHSS in FY 2025; 35% used First Home Guarantee in the prior year
Said nearby on the same subject
“Take the guaranteed return on paying down non-deductible debt. rate rise before Christmas, home is between 6.25 and 6.5%, that's a guaranteed after-tax return. with 8% return you lose 30% CGT”
RJ
Riley Jan
Geared for Growth Property Investing Podcast ·
How they work6.25%-6.5% interest, 8% expected return, 30% CGTShare this moment
“You might hope that if they're going to scheme, that would first be a stage where they start scheming, but are not yet competent enough to conceal it”