“The government 5% deposit scheme is amazing. To be able to not pay lenders mortgage insurance, which is like 2-3%, get yourself a good rate...”

Chris Bates · Australian Retirement Podcast · Will property prices recover in 2027? Chris Bates on the next move

Play from 14:07
14:07

Audio streams from the publisher’s own feed. Verbatim does not host or copy it.

What was described

advise first-time buyers to use the government 5% deposit scheme to avoid paying lenders mortgage insurance (2-3%) and get a good rate

5% deposit, 2-3% LMI avoided

Said nearby on the same subject

“The maths in the 2025 financial year is about 13% of first home buyers used it… first home guarantee 5% scheme… it was like 35% last financial year”
MI
Matt Ingram
Equity Mates Investing Podcast ·
Hard number 13% of first home buyers used FHSS in FY 2025; 35% used First Home Gua… Share this moment
“Donating appreciated stock… you avoid paying capital gains tax… still get to deduct the full fair market value”
AK
Amanda Kish
Motley Fool Hidden Gems Investing ·
How they work Share this moment
“That’s the ability of taking the mortgage we make, you lever that mortgage, and you get a total return in that range… base rate moved up… cost of debt has compressed”
♫
Said on Animal Spirits Podcast
Pricing 5% return Share this moment
“The good thing about split government is that nothing gets done… that’s good news for those of us that want to see bond yields come down”
♫
Said on Macro Voices
Contrarian take Share this moment

Moments like this, every Monday

The strongest new moments on your topics, in the speakers' own words. Free for three topics.

No card. No password. One-click unsubscribe.

Track a competitor?

Pro watches up to 25 names or phrases and emails you the morning after they are said.

See Pro, $29 a month

Verbatim quotes a short extract and links to the episode; the episode belongs to its publisher. Remove a show.