“The maths in the 2025 financial year is about 13% of first home buyers used it… first home guarantee 5% scheme… it was like 35% last financial year”
MI
Matt Ingram
Equity Mates Investing Podcast ·
Chris Bates · Australian Retirement Podcast · Will property prices recover in 2027? Chris Bates on the next move
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advise first-time buyers to use the government 5% deposit scheme to avoid paying lenders mortgage insurance (2-3%) and get a good rate
5% deposit, 2-3% LMI avoided
“The maths in the 2025 financial year is about 13% of first home buyers used it… first home guarantee 5% scheme… it was like 35% last financial year”
“Donating appreciated stock… you avoid paying capital gains tax… still get to deduct the full fair market value”
“That’s the ability of taking the mortgage we make, you lever that mortgage, and you get a total return in that range… base rate moved up… cost of debt has compressed”
“The good thing about split government is that nothing gets done… that’s good news for those of us that want to see bond yields come down”
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