“Occupational licensing barriers. 22% of all jobs now require a license.”

“If you now average across all states and localities, the kind of weighted population average minimum wage is around $12.13… a high barrier for many employers.”

“70% of all new jobs are created by small businesses.”

“We need to look for a specific type of loan that we can get licensed for… non QM loans only require you to have state licenses.”

“Our second bucket… fee based… when another state agency requires a fire life safety inspection for that entity that it licensed… foster homes, daycare centers.”