“For a perpetual portfolio, you need $3 million of investment assets in today's dollars... I've assumed a real return of 4.15% (3.5% income and 4% capital growth)”
SW
Stuart Weems
Investopoly ·
“Let's say we earn 10%. Let's say inflation is 3%. If I only spend 7% of the return, I'll leave 3% to be reinvested... I've assumed a real return of 4.15% (3.5% income and 4% capital growth)”
Stuart Weems · Investopoly · Ep 429: How much do you need to retire & are you on track? Work it out here.
Play from 8:14
8:14
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What was described
assume a 10% nominal return, 3% inflation, and spend 7% of returns (real 4% growth) when modelling retirement portfolios
10% nominal return, 3% inflation, 7% spend rate, 4.15% real return
Said nearby on the same subject
“The return in the market has been about 17%, 18%… nominal returns 15%, real returns 11%… S&P PE is at a 21 PE versus 70 PE in 2000.”
♫
Said on The Compound and Friends
“I think, though, if you're running your retirement numbers, you should assume something no higher than 8%. I personally only use 6% in my portfolio.”
RB
Robert Brokamp
Rule Breaker Investing ·
“‘There’s no interest charge on that… it’s indexed at the lower of CPI or inflation… about 2.8%… market can return far greater returns.’”
MI
Matt Ingram
Equity Mates Investing Podcast ·
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