“For a perpetual portfolio, you need $3 million of investment assets in today's dollars... I've assumed a real return of 4.15% (3.5% income and 4% capital growth)”
SW
Stuart Weems
Investopoly ·
Robert Kiyosaki · Rich Dad Radio Show: In-Your-Face Advice on Investing, Personal Finance, & Starting a Business · The 5 Money Moves YOU MUST Make Right Now
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recommends converting earned (paycheck) income into passive and portfolio income through investments
“For a perpetual portfolio, you need $3 million of investment assets in today's dollars... I've assumed a real return of 4.15% (3.5% income and 4% capital growth)”
“I have set to reinvest back into that portfolio because I want it to continually grow… when I get to retirement… every dollar it makes is going to come to me as my income”
“Invest 15% of income into retirement… other 2,000 and save for a house… would sit at right about $5.6 million”
“Our portfolio analysis since 2023 suggests a diversified APEC fixed income portfolio could target a 7.5% return with a vol of roughly 4%, depending on allocation constraint.”
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