“‘...that's why we advocate for a 30-year mortgage product for a portfolio of shares.’”

Steve Johnson · Equity Mates Investing Podcast · Steve Johnson: What the market is missing about the AI boom

Play from 42:57
42:57

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What was described

Use a 30-year low-rate mortgage to fund a portfolio of shares, effectively leveraging cheap debt to buy equities

First mortgage 2.05% fixed for four years; current mortgage 5.8-5.9%; 30-year term

Said nearby on the same subject

“I wouldn't use the funds to buy investment properties. I'd be using the funds to reduce my owner-occupied debt and then leveraging to buy investment properties.”
♫
Said on this is property
Contrarian take Share this moment
“Our portfolio is 80 equities, 20 debt. ... we will be compensated more and make more money effectively off equities than we will bonds.”
♫
Said on The SME Stream
Why it worked 80% equities, 20% debt Share this moment
“Debt recycling… $500,000 non-deductible mortgage, got 50K in savings… split it… now $450,000 and $50,000 and then go invest the 50K into shares… now you have $450,000 non-deductible debt and 50,000 tax deductible debt”
PN
Pat Noll
Equity Mates Investing Podcast ·
How they work $500,000 non-deductible mortgage, $50,000 savings → split to $450,000 … Share this moment
“At 5.3% for a 30-year mortgage… $1 million mortgage is a $2 million repayment… if the bank of mom and dad gives you $100,000 you only need a $900,000 mortgage… you saved $200,000”
SK
Simon Kirstenmacher
Demographics Decoded - Unveiling the trends shaping your future ·
Data play 5.3% interest rate, $1 million mortgage, $100,000 gift, $200,000 saved Share this moment

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