“We can actually model different scenarios... what happens if expenses rise faster than expected or when the market's down or if you need a new roof, buy a car or possibly healthcare costs increase”

“We bring those all under one roof… friction costs… you're missing the closest thing the free money the markets will give you”

“We not only stress test to show families how their retirement plan holds up in a variety of scenarios... when people see that their plan still works when bad things happen, that's when fear starts to fade.”

“If you're one of the next five callers that call 801-210-5500, we will get you your very own complimentary, no strings attached, no cost, no obligation, retirement money map”

“The rule of thumb is brokerage money first, then retirement money or IRA money… then we let the Roth crock pot bake as long as it can because it’s tax-free.”