“It’s also very hard because ... we have to do it every day ... when we can do those two things, the payoff is huge, we see a lot of growth for all students.”
SB
Sarah Brown
Science of Reading: The Podcast ·
The Ramsey Show · Stop Giving Your Paycheck To Lenders
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provide a mortgage payoff calculator that lets users input numbers to see interest savings and payoff date
“It’s also very hard because ... we have to do it every day ... when we can do those two things, the payoff is huge, we see a lot of growth for all students.”
“We tested, OK, let's have humans provide inputs upfront on some context elements that the AI cannot have access to. And then let's let the AI do the job that we got the best results”
“At 5.3% for a 30-year mortgage… $1 million mortgage is a $2 million repayment… if the bank of mom and dad gives you $100,000 you only need a $900,000 mortgage… you saved $200,000”
“…try to live on the budget of having that bigger mortgage for a period of time before you take it out… no matter what servicing calculator says…”
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