“In most states, banks are not required to pay interest on escrow accounts. And so even though your lender is holding that money in a bank account, they're not earning interest on it”

“You'd need to reach out to the lender and request an escrow waiver, right, for them to even consider this kind of with your initial purchase”

“The typical interest rate on a savings account is so low you need a magnifying glass; cash in a whole life policy grows guaranteed and pays dividends.”

“If you are in a coercive control relationship, have your emergency fund in account that bears no interest because your interest shows up on your tax return”

“Every month, you're transferring roughly one twelfth of the total annual sum that you'd need from your checking account to this DIY escrow account”