“We use $200,000 to pay down the home loan… then we take out a $200,000 loan and use that to invest… that $200,000 loan becomes tax deductible”
AG
Aidan Gullman
Financial Autonomy ·
“Once it gets over 45%, the system with Fannie Mae and Freddie Mac, their underwriting engines, mark the loan as ineligible”
World Business Report · US mortgage rates highest since 2023
Play from 7:10
7:10
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What was described
uses a debt-to-income (DTI) ratio threshold of 45% to determine loan eligibility; loans above this are marked ineligible by Fannie Mae/Freddie Mac underwriting engines
45%
Said nearby on the same subject
“The threshold is £325,000… if your estate is worth above that, you pay inheritance tax on the portion above that threshold.”
♫
Said on Which?
“Over 70% of the loans that we will originate this year will be loans that we characterize as off-market or preferentially sourced loans with those borrowers.”
IC
Invesco Real Estate Credit
Capital Allocators - Inside the Institutional Investment Industry ·
“Who better to retain a loan than a loan officer who did the loan? ... we pay you this amount of money to do that... they get the data because the data tells us they're looking at other homes.”
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