“We want low LVRs, we want first loss provision, we want non-construction, we want first registered only”
The Money Puzzle · Private credit's 'wake-up' call (with Charlie Viola)
Play from 5:11
5:11
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What was described
invest in private debt at the low-risk end by selecting loans with low LVRs, first-loss provision, non-construction and first-registered-only characteristics
Said nearby on the same subject
“The selection is simply to cover all the different demographics. So different subjects, different phases, different locations, different types of schools, different characteristics of the teachers and the school leaders. So we need lots and lots of people to apply. So from that we can end up with 100 who will be in this forum.”
“If you’ve got the ability to go a 50-50 LVR, say loan to value ratio, you certainly should look at that. So you’re not drowning in the debt of the fund or at risk of increasing interest rates.”
“HomePay is a construction loan with a capitalized interest component. We will go to 95% LVR on this product to help with that affordability piece, cash flow piece”
GL
Granite Home Loans
The Adviser Podcast Network ·
Why it worked12 months capitalized interest, 95% LVRShare this moment
“It's a first closed-end fund list on the NASDAQ that has investments in private robotics and physical A.I. companies.”