“Having cash flow buffers. That's important because an investor who can comfortably hold through cycles is less likely to be forced to sell during a temporary downturn.”

“The important part is holding it, knowing you've got enough buffers to hold for the first two to three years.”

“We just hit $2,000 in extra costs related to the war… that breaks down into three broadly three things… higher cost of energy… higher interest rates… military costs”

“Having a buffer in an offset account, genuine reserve that you don't touch unless you have to. That's the way it will keep you in the game when interest rates rise...”

“We hedge 100% of our debt against interest rate fluctuations, so we know exactly how much interest we will pay in the future.”