The Clark Howard Podcast · 11.06.26 Clark Answers His Critics on Clark Stinks / Retail Finance Trap- NO
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take a cash advance on a credit card and use it to pay off a no-no-no retail financing plan
credit card interest rate is likely going to be 10 points lower than the interest rate on the no, no, no plan; $0 down payment and interest-free period retained
“If you sold both of those, you could probably just pay off your credit card debt... Call the bankruptcy trustee, say I’m sending you a check, we’re going to voluntarily dismiss this.”
“I’m sure that there are plans like GoodRx. I know on the drug website, they have a savings card … you can pay as little for five a month … the cash price … $1,200 to $1,600 for 28 tablets”
“Payment services provider takes your money for a credit card and behind the scenes, they convert it into something called cycles… providers can turn those cycles back into cash because there's a market for them.”
“He bought it for 40 bucks using his ex-girlfriend's credit card.”
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