“I would… tiptoe over to the office to call my mother-in-law… to see if I could borrow another 3,500 or 2,500 to make ends meet.”

How I Built This with Guy Raz · 10 Years of How I Built This: A Decade of Innovation, Risk and Reinvention

Play from 42:04

42:04

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What was described

called his mother-in-law for short-term loans of $3,500 or $2,500 to cover payroll when cash ran out

$3,500; $2,500

“Offset account… loan limit minus what you've got in your offset account… $500,000 loan, $100,000 in savings… charged interest on $400,000”

Pat Noll

Equity Mates Investing Podcast · 2026-10-20

How they work $500,000 loan, $100,000 in offset → interest charged on $400,000 Share this moment

“Loan split… $500,000 non-deductible home loan… put $100,000 into the loan, split it into $400,000 or $100,000 and then go invest $100,000 in shares”

Pat Noll

Equity Mates Investing Podcast · 2026-10-20

How they work $500,000 loan split into $400,000 non-deductible + $100,000 deductible Share this moment

“You’re saving… about $500 a month in savings… all going on the loan to get out of debt faster.”

♫

Said on The Ramsey Show

2026-10-15

Pricing Current payment $4,000; new payment $4,600; rate 6.3% → 5%; loan balan… Share this moment

“When they churn, I'm going to replace them with a client that pays me $2,500 a month… goal is to get to $3,000 or $3,500 a month”

Corey Ganim

7-Figure Leap with Dustin Riechmann · 2026-10-20

Pricing $1,200 → $2,500 → $3,000-$3,500 per month Share this moment

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