Dave Ramsey · The Ramsey Show · Your Money Habits Matter More Than Math
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Prioritize paying essential expenses first (food, shelter, clothing, transportation, utilities) before credit-card bills
“Float out of the sleeping bag… get changed into your work clothes… somebody's got to get up and get the food going for breakfast… fill up the dehydrated food… put them in the food warmer”
“We have a subscription based model… contract free, but we bill on the first of the month… I have never had that problem because I've never booked an appointment without a credit card on file”
“I've had my muse negotiate a credit card bill for me”
“Meta can help you get seen and even today, like Meta has gotten way more expensive than it was before. The CPMs are still a lot less expensive than they are on any other most platforms.”
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