“I'm going to move my, uh, my to pension phase as well to reduce tax.”

Nathan Fradley · Retire Right · 445 Cash vs super at 63, private credit risk & exiting a property portfolio

Play from 2:58
2:58

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What was described

suggest the couple transition the husband's super to pension phase to reduce tax on earnings

Said nearby on the same subject

“When you move to an allocated pension… earnings become tax-free, withdrawals become tax-free… you can re-contribute it to super”
MI
Matt Ingram
Equity Mates Investing Podcast ·
How they work Share this moment
“At the moment, you can have up to $2.1 million in the working phase of superannuation, which is called the accumulation phase. And when you stop working, you can transfer that up to $2.1 million per person over to the very generous tax-free phase of super”
JG
James Gerard
The Money Puzzle ·
Why it worked $2.1 million Share this moment
“When you're comparing the SMSF, it's 15% tax when you're at accumulation phase. And then, you know, when you sell the property, especially if it's in your retirement phase, then you pay $0.”
RH
Ruby Hurt
Geared for Growth Property Investing Podcast ·
Hard number 15% tax, 0% tax Share this moment
“You can’t have own occupation inside super, and we like to have life and TPD inside super just because it’s tax deductible”
SW
Stuart Weems
Investopoly ·
Business model Share this moment

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