The Ramsey Show · Build A Life That Doesn’t Depend On Debt
Audio streams from the publisher’s own feed. Verbatim does not host or copy it.
Label a vehicle equity loan as a “title pawn” with 20-27% interest, calling it a loan shark product
20-27% interest rate
“Credit union loans for vehicles are much cheaper, much cheaper than you get from the dealer normally unless there's a factory subsidized deal. And significantly lower than you're going to get from a bank on a vehicle loan.”
“I just got an unconditional approval for a loan and signed loan docs on Saturday. It's a $6.5 million loan and it was split into two portions, one at 6.14% interest only investment and one at 6.34%. So we guarantee our rates at 6.1%.”
“HomePay is a construction loan with a capitalized interest component. We will go to 95% LVR on this product to help with that affordability piece, cash flow piece”
“Offset account… loan limit minus what you've got in your offset account… $500,000 loan, $100,000 in savings… charged interest on $400,000”
The strongest new moments on your topics, in the speakers' own words. Free for three topics.
No card. No password. One-click unsubscribe.
Pro watches up to 25 names or phrases and emails you the morning after they are said.
See Pro, $29 a monthVerbatim quotes a short extract and links to the episode; the episode belongs to its publisher. Remove a show.