“Credit union loans for vehicles are much cheaper, much cheaper than you get from the dealer normally unless there's a factory subsidized deal. And significantly lower than you're going to get from a bank on a vehicle loan.”

“If you go and use a portfolio loan from a credit union or a small bank or from a private lender, there's no cap. So you can actually go out and get them to buy $20,000.”

“A vehicle equity loan is a very sweet, sugary way of saying title pawn… ridiculous interest rate… 20, somewhere between 25, 27 percent.”

“Fannie Mae won't loan on a deal unless it's been 90% physically occupied for 90 days, 90 for 90 it's called.”

“Seller rate buy downs, assumable loans, seller financing. There's a, there's a handful of other things, but it has to come with brutal honesty first.”