“We really found that the split was always like 70 percent wholesale, 30 percent G2C, but grocery really became such an impulse buy… I see them as living together in unison.”

“Loan split… $500,000 non-deductible home loan… put $100,000 into the loan, split it into $400,000 or $100,000 and then go invest $100,000 in shares”

“Brand memory… advertisers can share all of their inputs about their brand… it persists, it learns, it keeps improving.”

“I have at least three servings of fermented food a day. Kefir with my granola, a spoonful of kimchi in my lunch, and aged cheese as a snack.”

“Debt recycling… $500,000 non-deductible mortgage, got 50K in savings… split it… now $450,000 and $50,000 and then go invest the 50K into shares… now you have $450,000 non-deductible debt and 50,000 tax deductible debt”